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Apple Card是苹果专为iPhone设计的信用卡服务。Apple Card本质上是一张虚拟信用卡，生成的信用卡信息直接出现在Apple Wallet里面，你可以直接在Apple Pay中使用这张卡，可以实时查看消费信息，并享有无上限的Daily Cash返现优惠。
Apple Card承诺免逾期费、免年费、免超限费、免跨境支付费。它的合作银行为高盛，发卡机构为万事达。实体卡无卡号、无安全码、无过期日期、不需要签名。
Apple Card开户奖励
[Updated 2025.03]Apple Card 推出最新开户奖励是$200The specific requirements are as follows:
- 2025年3月21日前开通Apple Card
- 每月消费10次以上，即可获得$20现金奖励
- 截止2025年12月31日，共计可获得$200
Apple Card开户邀请链接
官方 $200-申请链接：https://learn.applecard.apple/10-for-10?
Apple Card信用卡特点
Friendly reminder:The following summaries are based on information available online.Subject to change, error, expiration, untimely update, etc., for informational purposes only.If there are any errors, you can leave feedback, which will be verified and corrected from time to time.
Apple Card持卡福利
- MasterCard虚拟卡，可无限更换
- 无年费
- 返利每日结束至Savings账户
- Apple消费 3%返现（含线上官网、线下实体店、App Store等消费）
- Apple Pay2%、合作商户3%、其他1%返现
- 消费返现无上限
Apple Savings
- 无月费
- 高存款利率，无最低存款要求
- Apple Card返现自动存入Savings账户
- FDIC联邦存款保险
- 只有Apple Card持有人才可申请
- 存款上限$250,000
Apple Cash
- 提示Visa虚拟卡，可无限更换
- 可用于在不支持Apple Pay的商户进行消费
- 可通过iMessage接收或转出资金
- 无充值手续费
- 不支持取现
Apple Card申请条件
- valid passport
- SSN or ITIN
- U.S. Cell Phone Numbers
- U.S. Residential Addresses
- 美国信用记录，建议6个月以上
Refer to the article:U.S. Individual Tax Identification Number ITIN Application ,US Private Address Anytimemailbox Registration
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