U.S. Digital Bank Chime Account Opening [2025.03 Update: $485 Account Opening Bonus

Introduction to Chime Bank


Chime is a digital banking and consumer fintech company founded in 2013 and headquartered in California, USA. It provides digital and simplified financial services to low-income groups in the United States through partnerships with banks Bancorp Bank and Stride Bank.

Chime offers financial services such as free checking accounts without overdraft fees, savings accounts, debit cards, credit cards and cash advances to users through its mobile app.

Chime Account Features


  • No monthly maintenance fee
  • No minimum balance required
  • No overdraft fees
  • No ATM fees
  • VISA debit card
  • Annual Percentage Yield (APY) on Savings Account 2.00%
  • Federal Deposit Insurance Corporation (FDIC) insured

Chime Account Opening Bonus


[Updated 2025.03]Currently third-party platforms offer approximately$500Cash back. The specific requirements are listed below:

  • Open Checking account by 03/31/2025
  • For Direct Deposit amount requirements, please check the tri-party platform.

Chime Application Link


InboxDollars $485 rebate offer:https://appview.inboxdollars.com?rb=204662792

Swagbucks $485 rebate offer:https://sbmobile.page.link/b7pC

Mypoints $442 rebate offer:https://www.mypoints.com?rb=195762256

Registration Method:Open the third-party offer link directly in a new tab on your browser and follow the process to open an account.

For those who have successfully registered, you can also leave your invite link in the comment section below.

Chime Application Requirements


  • valid passport
  • SSN or ITIN
  • U.S. Cell Phone Numbers
  • U.S. Residential Addresses

Refer to the article:U.S. Individual Tax Identification Number ITIN Application ,US Private Address Anytimemailbox Registration

Chime Account Opening Process


camaraderieTip:It is recommended to use real U.S. residential IP or carrier traffic such as T-mobile, ATT, etc. as well as change the U.S. time zone and English system for account opening operations.Apply using the app or mobile browser, similar to the demo application steps.

Pre-steps - Open the official link

  • If you want to choose the InboxDollars reward, create a new tab on your browser and open theInboxDollars $485 Rebate OfferCarry out the application steps
  • If you want to select Swagbucks rewards, create a new tab on your browser and open theSwagbucks $230 Rebate OfferCarry out the application steps
  • If you want to choose Mypoints rewards, create a new tab on your browser and open theMypoints $230 Rebate OfferCarry out the application steps

Rebate platform offer amount will be adjusted from time to time, not in a hurry friends can wait for the history of high rewards before registering. We take Swagbucks as an example to open an account demo (the demo chart does not represent the final rebate amount).

Step 1: Open the offer link

First find the Chime introductory page in Swagbucks, then click (Get Now) to jump to the official Chime account signup page and follow the process.


Telegram Groups:https://t.me/haiwaiyunjumin

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