Introduction to the Loqbox platform
Loqbox is a UK-based fintech company founded in 2016 that specializes in helping users build a credit history without a traditional credit history.
Loqbox helps them to establish a bank account and credit history in the UK by uploading their payment history to the three major credit bureaus. This service is very important for immigrants or newcomers who have no credit history.
Loqbox Account Features
- Quickly build a UK credit history with the Loqbox Save Savings Plan
- Upload the three major UK credit bureaus (TransUnion, Experian, Equifax)
- Loqbox Grow growth program, by providinginterest-free line of creditImprove your credit score
- Loqbox Rent boosts credit score by reporting your rent payment history
Loqbox Invitation Links
Official website registration address:https://www.yunjumin.com/refer/loqbox
For those who have successfully registered, you can also leave your invite link in the comment section below.
Loqbox Application Requirements
- valid passport
- UK Cell Phone Numbers
- UK Address
- Payment Debit Card, UK Card BIN
UK bank card recommendations:Tarding 212,Wise,Zlich,Curveet al. (and other authors)
Loqbox Save Savings Program
Friendly reminder:It is recommended to use a UK IP and change the UK time zone and English system for account opening operations.Apply using your computer's webpage or mobile browser. The steps are similar to the demo application.
Savings Program (Loqbox Save): Upon successful registration, Loqbox reports to the credit bureaus to provide the user with£240Loqbox will automatically deduct the loan amount from the user's bank card every month.£20It is used to repay the loan and can be fully withdrawn after 12 months.
Step 1: Invitation to register
Open the above invitationRegistration LinkAfter that, click Build my credit score on the page to enter the registration process.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-133915.png)
As shown in the figure below, please fill in the corresponding personal information. Please fill in Invite a friend code with myInvitation Code: GE3OEGKSGI , thanks for the support!
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-131955-1.png)
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-132014-1.png)
Step 2: Fill in your personal information
Select Title, fill in your date of birth, and enter your UK cell phone number.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-132238-1.png)
Fill in your UK address (i.e. credit report address), either by typing in Postcode to find it or by choosing to just fill in the full address information.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-132342-e1739339807911.png)
Step 3: Choose a savings program
Start by choosing a regular monthly savings amount, with a minimum monthly£20Start, then choose when you want to make your first payment of the savings amount (it will be automatically deducted each subsequent month).
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-133144.png)
As shown in the figure below, here you need to select the way to withdraw your savings funds at the end of the regular savings (choose according to your needs):
- The first is to send money to a bank account you already have, but it requires a deduction of£30costs
- The second is to withdraw the amount of savings free of charge after opening a new cooperative bank account
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-133158.png)
Step 4: Agree to the terms of the agreement
After checking the relevant information, check the box to agree to the relevant agreements can be submitted, click Next.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-133249.png)
Step 5: Set up payment methods
Payment is only supported by VISA, MasterCard bank cards using the UK card BIN.Tarding 212,Wise,Zlich,Curveetc.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2024/11/QQ20250212-133318.png)
Click Finish setup to complete the Loqbox Save regular savings program.
Loqbox will report this credit history to the three major credit bureaus in the UK (TransUnion, Experian, Equifax), and you will be able to check your credit report in 1 to 3 months normally.
Loqbox Grow Growth Program
Loqbox Grow: This is a member service and requires a weekly payment.£2.5Fees. Upon opening, Loqbox will provide the user with the£500Interest-free credit and reported to the UK's three major credit bureaus. loqbox will deduct from the credit line on a weekly basis£2.5And report spending records to credit bureaus to boost activity. At the end of each month, the relevant spending amount will be automatically deducted from the user's bound bank card for repayment.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2025/02/QQ20250212-172013.png)
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2025/02/QQ20250212-224604-1.png)
Currently available in addition up to£5000of the credit limit, which requires a separate monthly fee. Those who need to increase their authorization quickly may consider this additional value-added service.
![Creating a UK credit history Loqbox registration + tutorial on how to use it [Update 2025.02: Reporting to the three major credit bureaus].](https://www.yunjumin.com/wp-content/uploads/2025/02/20250322-204745.png)
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